What's New

Our newest location is conveniently located at 158 S. Front Royal Pike, (Suite 101) in Winchester on the first floor of the building between the Texas Steakhouse and the IHOP.

Whats behind Credit Union Rate and Fee Decisions
Your credit union exists to serve member-owners like you. That's why our rates and fees tend to be better than those at for-profit institutions.

We take many things into account when setting rates and fees.

First, the credit union must earn enough money to pay its employees, utility bills, data processing, and other expenses. Then, the credit union must build and maintain a financial cushion.

When pricing products and services, we also must gauge how decisions will influence the Credit Union's risk profile. Current economic conditions heavily influence rates and fees.